Reward your employees with the retirement security they deserve without incurring the liabilities and then start investing for the long term like an endowment.
Our Tontine plans offer the option for you continuing to manage the assets while we arrange the administration of all individual member accounts to ensure the absolute sustainability of each of their lifetime incomes.
A new pensions era is upon us
Since 2022, the OECD has urged member governments to offer lifetime income via tontines or annuities in their DC plans.
DC Sponsors
Why a TontineIRA®?
A monthly income for life
The Tontine IRA™ is designed to pay you monthly income even if you live to age 120. We dare you to test us by living that long!
Your income rises over time
Your income is expected to rise over time to protect your purchasing power from the effects of inflation.
Enjoy dramatically lower fees
Our fees are a flat 1% annually so that more of the available income is left for you.
Award-winning transparency
We work with the trustees to ensure that you have full visibility over the safety and sustainability of your lifetime income at all times.
Prudence is key
The trustees of your TontineIRA™ have a fiduciary dutyFiduciary duty is the legal obligation where a person (the fiduciary) must act in the best interests of another person or group (the beneficiary/client), putting those interests ahead of their own and avoiding any conflict of interest.
For example, in a trust, the trustee has the fiduciary duty to act in the best interests of the beneficiaries of the trust, whereas in an insurance company, the officers of the insurer have a fiduciary duty to act in the best interest of the insurers shareholders rather than in the best interest of their policyholders/clients. of care and are obligated to manage the trust assets in compliance with the principles of the Uniform Prudent Investor Act.
Data Security
All personal details and your financial data is secured using advanced cryptography.